or less

Low- or no-cost health insurance with Wellpoint

Wellpoint offers benefits to kids, families and adults through HealthChoice, the Medicaid program in Maryland.

Do you qualify?

You may qualify if:

You live in Maryland

Your monthly income is less than the amount below

Who needs health insurance?

How many people live in your house?

You may qualify if your monthly income is less than:

Please make your selection above

Please make your selection above

Note: There is no income limit for individuals enrolled in foster care in Maryland until age 26.

You may also qualify if you are age 65 or older, blind or disabled. Contact your local Department of Social Services for more information or apply for independent living benefits at myDHRbenefits.dhr.state.md.us.

What you get with Wellpoint

Since 1999, we’ve been providing Maryland families with access to great health care. We’ll do the same for you.

Get the care you need from a doctor you choose. We have thousands of doctors in our plan, including many specialists. You don’t need a referral to see a specialist!
When you have to get care in the hospital, you’re covered. Benefits also include urgent and emergency care. 

We cover prescriptions and many over-the-counter (OTC) items. Generic prescriptions are free! Brand-name drugs have a $3 copay. Pregnant women and children under age 21 do not have copays.

As an extra benefit for being a Wellpoint member, you can get $120 a year worth of additional over-the-counter items like allergy and cold medicine.

Healthy eyes are an important part of good overall health. All members get:

  • Annual eye exams
  • Free glasses or a contact lens allowance every year
Health issues come up when you least expect them. You can get fast, free medical advice from a registered nurse anytime, day or night. 
Earn gift cards just for going to your prenatal and postpartum doctor visits!

We work with thousands of doctors to make getting medical care easy. Use our search tool to see if we work with yours.

Enrollment in Medicaid

and the Maryland Children’s Health Program (MCHP) is year round. If you qualify, you can enroll at any time.

New to Medicaid? Apply for benefits


First, gather this important information for you and any family members who are applying for health care benefits:

Names, birth dates and Social Security numbers

Citizenship or immigration status

Tax returns for previous years

Pay stubs or other job and income information

Current health insurance information, if any


Apply in one of these ways:

Go to the Maryland Health Connection website to apply online

Download the free Maryland Health Connection mobile app, Enroll MHC

Call Maryland Health Connection at 1-855-642-8572 (TTY 1-855-642-8573)


Choose Wellpoint as your health plan

When your application is complete and verified, you’ll choose a managed care organization (MCO) to provide your care. You can choose Wellpoint through Maryland Health Connection using your online account or by calling 1-855-642-8572 (TTY 1-855-642-8573).

Have a different health plan and want to switch to Wellpoint?

You can switch to Wellpoint through Maryland Health Connection

Or by calling 1-855-642-8572 (TTY 1-855-642-8573).

You can switch plans:

In the first 90 days of enrollment in HealthChoice

Each year when it's time to renew your eligibility